RHB Bank Home Loans

RHB Bank Home Loan for Purchase of Private Property

RHB Bank Home Loan for Refinancing of Private Property

RHB Bank Home Loan for Purchase of HDB Flat

RHB Bank Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $500,000
Year 1	1.60% (Fixed)
Year 2	1M SORA + 0.80%
Year 3	1M SORA + 0.80%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after 12 months After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%
Year 1	1.45% (Fixed)
Year 2	1M SORA + 0.50%
Year 3	1M SORA + 0.50%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after 12 months Waiver due to sale of property @ 0.75% After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%

Home Loan for Refinancing of Private Property
Minimum mortgage of $500,000
Year 1	1.60% (Fixed)
Year 2	1M SORA + 0.80%
Year 3	1M SORA + 0.80%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $2,000)
Remarks	Subjected to 3 years claw back period Free conversion after 12 months After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%
Year 1	1.45% (Fixed)
Year 2	1M SORA + 0.50%
Year 3	1M SORA + 0.50%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $2,000)
Remarks	Subjected to 3 years claw back period Free conversion after 12 months Waiver due to sale of property @ 0.75% After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%

Home Loan for Purchase of HDB Flat
Minimum mortgage of $500,000
Year 1	1.60% (Fixed)
Year 2	1M SORA + 0.80%
Year 3	1M SORA + 0.80%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after 12 months After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%
Year 1	1.45% (Fixed)
Year 2	1M SORA + 0.50%
Year 3	1M SORA + 0.50%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free conversion after 12 months Waiver due to sale of property @ 0.75% After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%

Home Loan for Refinancing of HDB Flat
Minimum mortgage of $500,000
Year 1	1.60% (Fixed)
Year 2	1M SORA + 0.80%
Year 3	1M SORA + 0.80%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $2,000)
Remarks	Subjected to 3 years claw back period Free conversion after 12 months After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%
Year 1	1.45% (Fixed)
Year 2	1M SORA + 0.50%
Year 3	1M SORA + 0.50%
Thereafter	1M SORA + 0.80%
Lock-in period	2 years
Subsidy / Incentive	0.4% (max $2,000)
Remarks	Subjected to 3 years claw back period Free conversion after 12 months Waiver due to sale of property @ 0.75% After the fixed-rate period, the rate will be pegged to 1M SORA, which is currently at 1.2866%